Terms of Service

1. Acceptance of Terms

Welcome to GiftKhan.org. By accessing and using this website, you accept and agree to be bound by the terms and conditions of this Terms of Service agreement. If you do not agree to these terms, please do not use our website.

2. Description of Service

GiftKhan.org is an educational resource website that provides information, guides, and resources related to prepaid card balance checking and management in Canada. Our services include:

• Educational articles and guides about prepaid card usage
• Information about balance checking methods
• Tips for card security and fraud prevention
• Frequently asked questions and support resources

We do not:

• Issue, sell, or distribute prepaid cards
• Process card transactions or payments
• Provide official card balance checking services
• Act as a card issuer or financial institution
• Store or access your card information

3. User Responsibilities

When using GiftKhan.org, you agree to:

• Use the website for lawful purposes only
• Provide accurate information when submitting inquiries
• Verify all information with official card issuers
• Not attempt to gain unauthorized access to our systems
• Not transmit viruses, malware, or harmful code
• Not use automated systems to scrape or collect data from our website
• Respect intellectual property rights

4. Disclaimer of Warranties

GiftKhan.org is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability or fitness for a particular purpose
• Warranties that the website will be uninterrupted, error-free, or secure
• Warranties regarding the accuracy, completeness, or timeliness of information

We make no guarantees about the availability, reliability, or functionality of the website.

5. Limitation of Liability

To the fullest extent permitted by law, GiftKhan.org and its operators, affiliates, and service providers shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, revenue, or data
• Business interruption
• Loss of card balances or financial losses
• Unauthorized access to your information
• Errors or omissions in content

Our total liability shall not exceed the amount you paid to access our services (which is zero for free services).

6. Educational Purpose Only

All content on GiftKhan.org is provided for educational and informational purposes only. It should not be considered:

• Financial advice or recommendations
• Official guidance from card issuers
• Legal or professional counsel
• A substitute for official card issuer communications

Always verify information with your specific card issuer and consult qualified professionals for financial advice.

7. Third-Party Links

Our website may contain links to third-party websites for your convenience. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites. You access third-party websites at your own risk.

8. Intellectual Property

All content on GiftKhan.org, including text, graphics, logos, images, and software, is the property of GiftKhan.org or its content suppliers and is protected by copyright and intellectual property laws. You may not:

• Reproduce, distribute, or republish content without permission
• Modify or create derivative works
• Use content for commercial purposes
• Remove copyright or proprietary notices

Limited use for personal, non-commercial purposes is permitted with proper attribution.

9. User-Generated Content

If you submit content through our contact form or other means, you grant us a non-exclusive, royalty-free, worldwide license to use, reproduce, and display such content for the purpose of operating and improving our website.

You represent and warrant that:

• You own or have rights to the content you submit
• The content does not violate any third-party rights
• The content is not defamatory, offensive, or illegal

10. Privacy

Your use of GiftKhan.org is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your information.

11. Modifications to Service

We reserve the right to:

• Modify, suspend, or discontinue any aspect of the website at any time
• Change these Terms of Service without prior notice
• Restrict access to certain features or the entire website

Continued use of the website after changes constitutes acceptance of modified terms.

12. Termination

We may terminate or suspend your access to GiftKhan.org immediately, without prior notice, for any reason, including but not limited to:

• Violation of these Terms of Service
• Fraudulent, abusive, or illegal activity
• Requests by law enforcement or government agencies

13. Indemnification

You agree to indemnify, defend, and hold harmless GiftKhan.org and its operators, affiliates, and service providers from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use of the website
• Violation of these Terms of Service
• Violation of any third-party rights
• Any content you submit to the website

14. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of Canada and the province in which our operations are based, without regard to conflict of law principles.

15. Dispute Resolution

Any disputes arising from these Terms of Service or use of the website shall be resolved through good faith negotiations. If negotiations fail, disputes shall be subject to the exclusive jurisdiction of the courts in the applicable Canadian province.

16. Severability

If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

17. Entire Agreement

These Terms of Service, together with our Privacy Policy and other legal notices, constitute the entire agreement between you and GiftKhan.org regarding the use of our website.

18. Contact Information

If you have questions or concerns about these Terms of Service, please contact us through our Contact Page.